Personal Debt Advice

Money problems can arise for a number of reasons – redundancy, health problems, changes in family circumstance or simple overspending. Whatever your situation, our friendly and sympathetic team of personal insolvency experts can provide you with free debt advice through a confidential, no-obligation meeting.

There are a number of options available which apply to both individuals and sole traders with debt problems. As an independent advisor, we will assess your situation and ensure that you are aware of all the options available to you before recommending the best course of action. In circumstances when IVA is the best way forward, we can begin proceedings for you. However, if we think another option is more suitable, we can recommend an alternative organisation to help you.

Bankruptcy and Debt Solutions for individuals and sole traders include:

  • Negotiated agreement with creditors
  • Debt consolidation or reorganisation
  • Debt Management Plan
  • County Court Administration Order (CCAO)
  • Debt Relief Order (DRO)
  • Bankruptcy
  • IVA (Individual Voluntary Arrangements)

If you are an individual or sole trader experiencing personal financial difficulties, contact your nearest Bishop Fleming office today to arrange a free, confidential, no obligation meeting.

Bristol (0117) 9100250
Exeter (01392) 448800
Plymouth (01752) 262611
Torquay (01803) 291100
Truro (01872) 275651
Worcester (01905) 732100